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Welcome to Sandi Phillips'La Quinta, Palm Springs and Palm Desert Real Estate Website


Welcome! Here You Will Find Useful Info on La Quinta, Palm Springs, Rancho Mirage, Indian Wells, Indio, Palm Desert, California Desert Area Real Estate 

Looking for the perfect communtity to live a luxury California desert lifestlye in the Coachella Valley? Search everything the web has to offer, right here! From custom luxury homes for sale to condos on the golf course. Don't miss my Feature Homes. 

Selling a custom built home on a golf course? Looking for a condo for that weekend desert getway? Searching for an income producing property with great rental history for that 1031 exchange? Dreaming of building a home on an estate size lot with mountain and golf course view? Enjoy picking up foreclosures and fixer uppers at a great price? Waiting for that Brand New Move In Ready Home from a quality builder with all the upgrades you can imagine? Let me help you realize your dreams. 

What community is right for you? Is it PGA West, Andulusia, The Palms, Big Horn Golf Club, The Reserve, Hideaway, The Vintage Club, Tradition Golf Club, Rancho La Quinta, Mirada, Indian Ridge Country Club, The Quarry, Clancy Lane, Thunderbird Country Club, Citus, La Quinta Resort & Club, Mountain View Country Club, Palmilla, The Province, Palm Royale, Puerta Azul, Indian Palms, Desert River Estates, Piazza Serena, Bermuda Dunes Country Club, Esperanza, Esplanade, Legacy Villas, Mountain Cove, Morningside, Desert Horizon, Stone Eagle, Cordoniz, Watermark Villas, La Cantera, or Trilogy? Let me help you decide. 

Need local desert area real estate information? I've summarized much of what is important about the La Quinta, Palm Springs, Indian Wells, Rancho Mirage, Indio, and Palm Desert real estate market in this site. 

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job and I take great pride and assisting people and answering all questions regarding real estate transactions in the desert. 

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. 

Buying and selling a home is one of the biggest events in your life. As a top La Quinta, Palm Springs, Rancho Mirage, Indian Wells, Indio, and Palm Desert real estate agent, I have the experience and track record selling signature golf course luxury homes you are looking for. Please let me help. 

 

- Sandi Phillips 

DRE #01193483
 

 



Real Estate Tips
First Time Buyers >The Down Payment

Perhaps no single decision in a real estate purchase has more variables than "How much money do I put down?" Conventional wisdom centers around either putting down as much as you can or as little as the lender allows.

If you put down a large payment, you get some leverage with the lender, such as little or no mortgage insurance, a good equity position, and perhaps a preferred mortgage deal. You will also have lower mortgage payments. One potential disadvantage of a large down payment is that you will be using after-tax dollars on which you could be earning interest. You will also have less tax-deductible interest.

When you buy a home with a low down payment, you will have more tax deductible interest, and your investment value percentage will increase faster. You will have little equity at the outset, and your monthly mortgage payments (and perhaps your interest) will be higher. However, you will also keep more of your own money in hand to potentially earn more interest in other investments.

See All Tips In The "First Time Buyers" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What are the characteristics of classic Queen Anne architecture?

A 
Queen Anne homes are the most elaborate, romantic and feminine of all Victorian Homes.
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Sandi Phillips, REALTOR®, real estate agent and broker for La Quinta, Palm Springs and Palm Desert, California home listings, property and land for sale - NUMBER1EXPERT(tm)

Sandi Phillips
HK Lane Real Esate

72895 Fred Waring Drive
Palm Desert, CA 9260
Direct: 760-567-5506
Fax: 760-262-3053
Sandi@SandiPhillips.com

Whether you are new to the market, thinking of moving up, or you are an experienced investor, Sandi has the expertise, proven track record, and resources to help you buy or sell your next home Sandi Phillips's Profile
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