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Welcome to Sandi Phillips'La Quinta, Palm Springs and Palm Desert Real Estate Website

Welcome! Here You Will Find Useful Info on La Quinta, Palm Springs, Rancho Mirage, Indian Wells, Indio, Palm Desert, California Desert Area Real Estate

Looking for the perfect communtity to live a luxury California desert lifestlye in the Coachella Valley? Search everything the web has to offer, right here! From custom luxury homes for sale to condos on the golf course. Don't miss my Feature Homes.

Selling a custom built home on a golf course? Looking for a condo for that weekend desert getway? Searching for an income producing property with great rental history for that 1031 exchange? Dreaming of building a home on an estate size lot with mountain and golf course view? Enjoy picking up foreclosures and fixer uppers at a great price? Waiting for that Brand New Move In Ready Home from a quality builder with all the upgrades you can imagine? Let me help you realize your dreams.

What community is right for you? Is it PGA West, Andulusia, The Palms, Big Horn Golf Club, The Reserve, Hideaway, The Vintage Club, Tradition Golf Club, Rancho La Quinta, Mirada, Indian Ridge Country Club, The Quarry, Clancy Lane, Thunderbird Country Club, Citus, La Quinta Resort & Club, Mountain View Country Club, Palmilla, The Province, Palm Royale, Puerta Azul, Indian Palms, Desert River Estates, Piazza Serena, Bermuda Dunes Country Club, Esperanza, Esplanade, Legacy Villas, Mountain Cove, Morningside, Desert Horizon, Stone Eagle, Cordoniz, Watermark Villas, La Cantera, or Trilogy? Let me help you decide.

Need local desert area real estate information? I've summarized much of what is important about the La Quinta, Palm Springs, Indian Wells, Rancho Mirage, Indio, and Palm Desert real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job and I take great pride and assisting people and answering all questions regarding real estate transactions in the desert.

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As a top La Quinta, Palm Springs, Rancho Mirage, Indian Wells, Indio, and Palm Desert real estate agent, I have the experience and track record selling signature golf course luxury homes you are looking for. Please let me help.

- Sandi Phillips

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School Reports in La Quinta, Palm Springs and Palm Desert, California

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

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Q	What holds the title as the tallest reinforced concrete building in the U.S.?
A	311 South Wacker Drive in Chicago was completed in 1990 and is 65 stories high.
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Sandi Phillips, REALTOR®, real estate agent and broker for La Quinta, Palm Springs and Palm Desert, California home listings, property and land for sale - NUMBER1EXPERT(tm)

Sandi Phillips
HK Lane Real Esate
72895 Fred Waring Drive
Palm Desert, CA 9260
Direct: 760-567-5506
Fax: 760-262-3053
Sandi@SandiPhillips.com

Whether you are new to the market, thinking of moving up, or you are an experienced investor, Sandi has the expertise, proven track record, and resources to help you buy or sell your next home Sandi Phillips's Profile

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