"Most any agent can sell your home when the market is hot. Only the really good ones can deliver when it's not. We listed our PGA West home with Sandi during a time when the market was going cold. So we got to see how Sandi and her team performed under difficult conditions. And we found out that she's really, really good. She excelled at every aspect of the process, from marketing strategy to seeing the smallest details about how to improve the appeal of our home. She did far more than we ever expected an agent to do. When the party who eventually bought our home came along, she applied patience, care, good intuition, and superior negotiating skills to make the deal happen. She delivered a better result than we expected. Without hesitation, we would recommend Sandi to you. If we wanted to buy another home, or had another to sell, we wouldn't even consider going with another agent. The only problem we have with Sandi is that she's spoiled us. We'll probably never find another agent as professional, as hardworking, and as completely competent as Sandi. - Brenda and Tim O'Shea
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Brenda & Tim
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First Time Buyers >Inspection Contingencies
Many of today's purchase offers include a contingency clause that allows the buyers to hire a home inspector or professional expert to inspect the property. If there is a significant defect in the property, the buyer can cancel the contract without losing the earnest money deposit. Contingencies are excellent procedures that protects both the buyer and the seller.
The time period for inspection contingencies is negotiable. In most parts of the country, the buyers have about a week in which to cancel the contract if the structural inspection reveals a serious and consequential defect. The positive side to such contingencies is that the inspection usually addresses--and overcomes--the buyers' misgivings, and confirms their decision to move ahead with the purchase.
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| Q |
What is a "jumbo mortgage"?
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| A |
The term "jumbo mortgage" currently refers to a mortgage loan in excess of $359,650, although the threshold amount may change as the market fluctuates. |
 See More Real Estate Trivia > |
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Sandi Phillips
HK Lane Real Esate
72895 Fred Waring Drive
Palm Desert, CA 9260
Direct: 760-567-5506
Fax: 760-262-3053
Sandi@SandiPhillips.com
Whether you are new to the market, thinking of moving up, or you are an experienced investor, Sandi has the expertise, proven track record, and resources to help you buy or sell your next home
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