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About La Quinta, Palm Springs and Palm Desert - Moving to La Quinta, Palm Springs and Palm Desert, California? Get info here... Indian Wells - Looking for more information? Click here... Indio - Looking for more information? Click here... La Quinta - Looking for more information? Click here... PGA West - Looking for more information? Click here... Palm Desert - Looking for more information? Click here... Palm Springs - Looking for more information? Click here... Rancho Mirage - Looking for more information? Click here... Real Estate Links - Looking for more information? Click here... The Hideaway - Looking for more information? Click here... Utility Companies - Looking for more information? Click here... Videos of Sandi's Listings on YouTube - Looking for more information? Click here... School Reports - Reports for La Quinta, Palm Springs and Palm Desert schools kindergarten, elementary, and high schools. Relocating? - Free real estate information & relocation package if you're relocating to La Quinta, Palm Springs and Palm Desert, in Riverside County CA. Go to Main Sitemap - Main sitemap sections include Find La Quinta, Palm Springs and Palm Desert Homes, For Home Buyers, For Home Sellers, La Quinta, Palm Springs and Palm Desert Information, Real Estate Resources, and About Sandi Phillips. 
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Financing Your Home >Who Pays the Points When home buyers shop for financing, they must consider two important factors--the interest rate and the points. Each point is equal to one percent of the mortgage amount. If you are selling a home, the buyers may ask you to share the points with them.
The buyer usually pays the points. But if the offer is attractive and will give you the amount you want, paying one or more points might be a good idea. When a contract is presented, your real estate agent will go over the price and terms to help you calculate the net price you will receive. If the offer isn't strong enough or has risky contingencies, you might make a counter offer to increase your profit on the sale by eliminating the points from your selling costs or by increasing the price to help you absorb additional costs you will pay.
In some cases, buyers with limited cash may need some assistance from the sellers to make the transaction work. Your real estate agent will help you look at the total picture and the buyer's overall qualifications, so that you can make a decision based on the bottom line.
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| Q |
Where is the world's largest dome?
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The Louisiana Superdome, with a diameter of 680 feet, is located in New Orleans, Louisiana. |
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Sandi Phillips
HK Lane Real Esate
72895 Fred Waring Drive
Palm Desert, CA 9260
Direct: 760-567-5506
Fax: 760-262-3053
Sandi@SandiPhillips.com
Whether you are new to the market, thinking of moving up, or you are an experienced investor, Sandi has the expertise, proven track record, and resources to help you buy or sell your next home
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